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Home Inventory Video Suggestions: Meha Ahmad writes for Insurance Agents.com, and a recent entry of hers suggested that all of us complete a home inventory video of our belongings. Most of the claims adjusters that I know would like to tell Meha that they don't really want to watch home videos and that you will have to do that for yourself, but that's a topic for another day. Obviously, I believe a video is a poor substitute for a detailed home inventory provided by a qualified home inventory professional such as Farley Home Services , but it's sure better than nothing, and it's in that spirit that I provide the above link. This topic is so important (and neglected!) that any discussion of it is worthwhile in my humble opinion. Your home insurance claim process will run more smoothly if you get shots of every room, but more importantly, of every item in every room. Leave nothing undocumented. Open all the drawers, closets, storage units, cabinets. Slowly pan over ...

It's On The Television, So It Has To Be True: Tallahassee's WCTV has a recent story about the start of hurricane season that includes, you guessed it, the need for you to complete a home inventory. Keep Me In The Loop: I found an article from a paper called the (Suburban Chicago) Daily Herald that spurred my thinking about home improvements and insurance. In my experience, people have been sometimes reluctant to let their insurer know about home improvements, because they felt that the insurer was just wanted to raise their rates. Not true my friends! Your agent wants to make sure you are getting the best coverage for your money. You should never intenionally put yourself in a postition of being under-insured, and improving your home by X dollars without increasing your coverage at least a corresponding amount does just that and frankly isn't very smart. Look at this excerpt: To illustrate, say you obtained $200,000 in coverage several years ago but the remodeling ...