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Home Inventory Video Suggestions: Meha Ahmad writes for Insurance Agents.com, and a recent entry of hers suggested that all of us complete a home inventory video of our belongings. Most of the claims adjusters that I know would like to tell Meha that they don't really want to watch home videos and that you will have to do that for yourself, but that's a topic for another day. Obviously, I believe a video is a poor substitute for a detailed home inventory provided by a qualified home inventory professional such as Farley Home Services , but it's sure better than nothing, and it's in that spirit that I provide the above link. This topic is so important (and neglected!) that any discussion of it is worthwhile in my humble opinion. Your home insurance claim process will run more smoothly if you get shots of every room, but more importantly, of every item in every room. Leave nothing undocumented. Open all the drawers, closets, storage units, cabinets. Slowly pan over ...

Blogger Says You Need An Inventory: Mary E. Trimble says on her blog that "a home inventory can save you big money - and headaches - should tragedy strike." Here's more: The aftermath of a disaster is confusing and frustrating enough without trying to recall the particulars of your possessions. For items destroyed in fire or flood, a household inventory will help you remember what you had. Insurance adjustments are expedited more efficiently when information can be gathered from current documentation. I don't know much about Ms. Trimble, but I have to admit a certain fondness for her now! Public Adjusters In The Blogosphere: A public adjuster is a claims adjuster working free-lance, not employed by an insurance carrier. Public adjusters help individuals in contentious insurance claim settlements, but usually at a hefty price (10-15% of the final settlement). The (poorly written) Tampa Bay Real Estate blog discusses how public adjusters can help. Your insuranc...