Free Advice
... given to my 20 year old daughter (over the past five years;) Don't be in a big hurry to move out until: College classes finished and no student debt A paid-in-full used car An emergency fund of $1,000 Know how to balance a checkbook Only use a credit card if you have the money in the bank already ... and it can be paid off immediately ... better yet, don't have one. Learn to cook using whole foods Advice I gave my daughter before she should ever decide to get married: Make sure you and your future spouse are equally yoked; both spiritually and philosophically. While you are a DINK (double income no kids), live on one paycheck and bank the second, even if that means living in a mobile home or tiny apartment. Stay home with your children while they are small. Daycare is so expensive, and granny daycare (well, let's just say ... granny will be too old and worn out by then;). They are only small once and the window of opportunity to shape their future is very slim. If ...